Video — What Does Home Insurance Cover?

Home insurance is complex and you should be familiar with your own policy. In general. Home insurance covers these six things. One, repairs to your home after most types of damage. Two normal personal property inside your home. Three standard structures on your property, such as sheds, garages, and fence. Four. Liability such as injuries sustained by others on your property. Five. Loss of use, expenses, costs incurred while you're unable to live in your home. And six, with supplemental coverage, your more expensive personal items such as art, antiques, or other collectibles.