Video — Can You Use A VA Loan To Buy A Rental?

As the video says - NO. Buying rental property may be a great financial strategy but VA mortgages arent intended for this purpose. The VA loan program started after World War II to help eligible veterans secure homes and that is still the primary aim. There are exceptions for houses still being built but the general rule with a VA loan is that you must occupy the house within 60 days of loan closing. So rental property loans will require conventional financing options based on income and credit.