Video — Collision Insurance Explained Visually

With collision coverage when your car hits an object like a tree, or another car your insurance company will pay for repairs to YOUR car. If you have a “deductible”, you’ve agreed to pay that much in repairs yourself first. Then your insurance pays up to the limits of your coverage which should equal the value of your car. Collision doesn’t cover: medical bills, theft, or car damage NOT caused by a collision.