Your credit history will have a direct effect on your mortgage loan. It’s in your interest to check your history, and address any issues, as early as possible. Federal law entitles everyone to a free annual credit report.
You can request your free credit report at this site:
You can also request it directly from the 3 credit bureaus:
- Trans Union – www.transunion.com 1-800-916-8800
- Experian – www.experian.com 1-888-397-3742
- Equifax – www.equifax.com 1-800-685-1111
Look for other videos on credit history and credit score here to learn more.