Buying your first home? Many lenders provide affordable mortgage options specifically designed to help first-time buyers. Home purchase is a big and often difficult step; these programs may help. If any of these apply:
- You have long-term debts
- You have, or have had, income irregularities
- Your credit history notes past challenges
- You have not accumulated enough for closing and down payments
First-time buyer programs may be able to help. Talk to lenders early.