Mortgage Options for First-Time Buyers

Buying your first home?  Many lenders provide affordable mortgage options specifically designed to help first-time buyers.  Home purchase is a big and often difficult step; these programs may help. If any of these apply:

• You have long-term debts
• You have, or have had, income irregularities
• Your credit history notes past challenges
• You have not accumulated enough for closing and down payments

First-time buyer programs may be able to help.  Talk to lenders early.